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The term that describes overly simplistic or stereotypical responses often used in conversations is indeed cliché. A cliché refers to an idea, phrase, or expression that has been overused to the point of losing its original meaning or effect. In the context of conversation, when a person relies on clichés, they tend to convey ideas in a way that lacks depth and originality. This can surface in various forms, such as common phrases like "think outside the box" or "it is what it is," which can fail to provoke thoughtful engagement or address the complexities of a situation.

Clichés often stem from a desire to communicate effectively and succinctly; however, their habitual use can lead to a lack of nuance and understanding in dialogue. They can detract from meaningful conversation, as they may bypass the specificities of individual experiences or context. Recognizing clichés in both spoken and written communication encourages individuals to develop a more nuanced and thoughtful approach to expressing ideas.